Routing #291973687
Easy Financing This Spring On Used & New Autos & Toys!
as low as 5.99% APR* up to 5 Year Term
Details Here
4.00% APY* CD Special! 5 or 11-Month Term
$5,000 Minimum Balance
5-Month Term Also Available As IRA Certificate
Refer A Friend Earn Cash!
Refer a New Member
Receive $50 Cash!
Consolidate Debt To Our Visa Card and Save!
Low Interest Rates and No Balance Transfer Fee! See Us Today!
3.00% APY* On Smart Saver Accounts!
Kids (ages 0-11 Years) Now Earn More On Their Savings! Plus Earn Prizes! Ask Us For Details!
APR as low as
6.60%
5.99%
1.55%
11.74%
APY as high as
4.00%
Serving Everyone in St. Louis, Carlton, Lake & Eastern Itasca Counties in MN & Douglas County in WI.
Learn More About Us
Harbor Pointe Credit Union offers some of the lowest loan rates and extended terms in the region, regardless of how much you are financing. Unlike many other financial institutions we do not penalize you with a higher rate for older model year or high mileage vehicles.
At Harbor Pointe Credit Union we reward our members that use our checking account services! Earn higher rates on share certificates, money market accounts and IRAs with our Superior Rewards loyalty program.
Our online application is simple to complete and we use the highest level of online transaction security available to protect your personal information.
Refer a friend to Harbor Pointe Credit Union and you’ll both earn $50 cash when they open a new checking account with direct deposit or any new loan. Thanks for helping to spread the word!
We make switching all of your accounts to Harbor Pointe Credit Union easy with our Switch Kit. Start now!
Send money quickly to friends, family and people you know and trust with a simple text or email. Enroll now!
Do you live in Saint Louis County, Carlton County, Lake County, East Itasca County in MN or Douglas County in WI?
Do you have a family member who is a current member of Harbor Pointe Credit Union?
Do you work, worship, or attend school in Duluth, Hermantown, or Proctor?
Congratulations! You are eligible for membership at Harbor Pointe Credit Union.
Join Now »
You may still be eligible for membership. Please contact a Member Service Representative at 218-722-9242 for further assistance.