Teen Accounts

Our teen account (ages 12 to 17 years old) and is designed with busy students in mind. For those preparing for their first after-school or weekend job we offer free no minimum balance checking (15 and over) for direct payroll deposit, debit card and online account and mobile phone access.

 For teens (15 and over) we offer a Virtual Checking Account:

• No minimum balance required
• No monthly service charge
• Free Debit MasterCard
• Free online access to all of your accounts
• Free eStatements
• Zelle®
• Mobile Check Deposit
• Overdraft line of credit (upon credit approval)
• Online Bill Pay Service

Don’t forget, we also offer 4 $2,000 scholarships to high school seniors going on to college.

A minimum $5.00 deposit in a  Primary savings account is required to be eligible for all other Harbor Pointe Credit Union services.

*If you are under 18 years old a joint owner is required on checking account.