Misc. Loans
Computer Loans – including home pcs, laptops and equipment
Musical Instrument Loans – new or used instruments
Share Secured – Use your savings as collateral and receive a low interest rate on your loan. Pick a payment size to fit your budget Learn more here
| Type of Loan | Duration | Rate (APR 1) |
| Ready Reserve Line of Credit 2 | any | 10.00% |
| Share Secured Loan 3 | up to 84 months | 1.50% above share rate |
| Unsecured Loan | up to 84 months | 9.73% – 17.49% |
| Musical Instrument Loans 4 | up to 36 months | 2.00% |
| Classic Visa® Credit Card (Rewards Card) | 12.25% – 15.99% 5 | |
| Premier Black Visa® Credit Card | 9.74% – 13.74% 6 |
1 APR = Annual Percentage Rate
2 Use Ready Reserve Line of Credit for Overdraft Protection
3 Rate is fixed for 24
4 $500 minimum purchase. max term of 36 months. Proceeds of loan made payable to music store only. Payment example: $1,000 loan at 3.630% APR, 36 payments of $29.36.
$25 documentation fee included in APR. Must be 18 or older to apply for loan. See lender for complete details.
5 12.25%, 13.50%, 15.00% or 15.99% based on credit score.
6 9.74%, 10.74%, 12.24% or 13.74% based on credit score.
*Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.