Mobile Menu Button

Routing #291973687

Call Today! 218.722.9242
Routing #291973687
Hours & Locations »
Online Banking
Login Here
Hours & LocationsOnline Banking
Login Here

Business Loans

Business Lending

Look no further than Harbor Pointe Credit Union to assist with equipment financing, commercial real estate and operating line of credit loans.


Business Line of Credit

Manage your cash flow needs easily with easy access to a predetermined credit line

  • Flexible
  • Reliable when business volume fluctuates


Business Credit Cards

We offer 2 choices in Visa® cards including our Harbor Pointe Classic Visa® with Rewards and our Premier Black card which offers our lowest annual percentage rate.

  • No annual fee
  • 25 day grace period
  • Serviced locally at the credit union
  • See balances & make payments quickly within our Online/Mobile Banking
  • Roll current business balances from higher-interest cards to a Harbor Pointe Visa® with no balance transfer fee

See details and rates here

Apply Online


Business Term Loans

Purchase what you need to run and grow your business

  • Machinery, equipment and vehicles


Commercial Real Estate

Buy, refinance or make updates to your building

  • Rental and investment property
  • Competitive rates
  • Flexible terms
  • Low closing costs


Business Services

Payment processing & business solutions

  • Electronic Payment Processing
  • POS Systems
  • E-Commerce (website payments)
  • Gift Cards & Loyalty Programs
  • Processing Equipment & Supplies
  • Electronic Invoicing
  • and more!

*services offered through our partner Higher Standards


Apply Here:

Online Business Loan Application

Online Financial Statement

Printable Business Loan Application

Printable Financial Statement


Call our Business Loan Manager James Lundberg at 733-8061 or email him at jamesl*AT*