View and print the Harbor Pointe Credit Union Fee Schedule here. We update this from time to time. You can use the easy Print button below to print this page in a friendly way!
|
Item
|
Fee
|
|---|---|
|
Virtual Checking – Check clearing fee (after 4/month)
|
$1.00/check
|
|
NSF Fee (Item Returned)
|
$30.00/item
|
|
Overdraft Fee (Item Cleared)
|
$30.00/item
|
|
Paid Uncollected Fee
|
$30.00/item
|
|
Overdraft Transfer Fee (manual Transfer)
|
$2.00/transfer
|
|
Stop Payment Fee
|
$25.00/request
|
|
Standard HPCU Share Draft (check printing) carbon – 60 duplicates
|
Inquire for pricing
|
|
Standard HPCU Share Draft (check printing) no carbon – 60 singles
|
Inquire for current pricing
|
|
Standard HPCU Share Draft (check printing) no carbon – 25 singles
|
Inquire for current pricing
|
|
Temporary Checks
|
$2.00 / 4 checks
|
|
Draft (check copy)
|
$2.00/each item
|
|
Canadian Deposited (check or money order)
|
$20.00/each item
|
|
Returned Check Deposit
|
$5.00/item
|
|
Foreign Deposited Item Return Fee
|
$15.00/item
|
|
Excessive Withdrawal Fee (after 6 transfers from savings/month)
|
$5.00/withdrawal
|
|
Inactive Checking Account (after 1 Year)
|
$5.00/month
|
|
Item
|
Fee
|
|---|---|
|
Bill Pay / Zelle® (Classic Checking)
|
$4.00/month
|
|
Bill Pay / Zelle® (Virtual Checking)
|
Free
|
|
TransferNow Fee (3 bus. day)
|
$3.00/transfer
|
|
Item
|
Fee
|
|---|---|
|
Service Fee
|
$10.00/month
|
|
Volume Fee
|
$0.20 per debit (after 35 debits per month)
|
|
Coin Counting
|
1% of coin total
|
|
Item
|
Fee
|
|---|---|
|
Annual Rent Size 3×5
|
$25.00
|
|
Annual Rent Size 3×10
|
$45.00
|
|
Annual Rent Size 5×5
|
$40.00
|
|
Annual Rent Size 5×10
|
$60.00
|
|
Annual Rent Size 10×10
|
$90.00
|
|
Change Locks
|
$50.00/box
|
|
Drilling of Box
|
$250.00/box
|
|
Safe Deposit Late Payment
|
$10.00
|
|
Item
|
Fee
|
|---|---|
|
Personal Account
|
Free
|
|
Business Account
|
$0.50 per check
|
|
Item
|
Fee
|
|---|---|
|
Request to Mail Receipt
|
$1.00
|
|
Domestic Wire Transfer
|
$25.00/transfer
|
|
Incoming Wire Fee
|
$5.00
|
|
International Wire Transfer
|
$75.00/transfer
|
|
Credit Union Check (cashier’s Check)
|
$5.00/check
|
|
Certified Check
|
$7.00/check
|
|
VISA® Gift Card
|
$4.00/each
|
|
Account Reconciliation
|
$25.00/hour
|
|
eStatement
|
Free
|
|
Paper Statement (Effective May 2022)
|
$5/month for Virtual Checking accounts
|
|
Statement Copy Fee
|
$5.00/copy
|
|
Debit Card Replacement Fee
|
$10.00 / $50 expedited delivery
|
|
Early Account Closure Fee (within 90 days)
|
$25.00/account
|
|
Account Below Minimum Balance
|
$5.00/account
|
|
Levy/Garnishment Fee
|
$50.00/occurrence
|
|
Return Mail
|
$5.00/piece
|
|
Invalid Address Fee
|
$5.00/month
|
|
Dormant Account Fee
(3 years no activity & balance $50 or below)
|
$50.00 (account may be closed if below par)
|
|
Signature Guarantee Stamp
|
$25.00
|
|
VISA® Card Replacement Fee
|
$10.00 / $50 expedited delivery
|
|
Check Cashing (combined balances under $50)
|
1% of check amount
|
|
Coin Counting (combined balances under $50)
|
1% of coin total
|
|
Loan Payment By Debit Card (in person or by phone)
|
$5.00 or 2% of loan payment whichever is greater
|
|
Loan Payment Online By Debit Card
|
$5.00
|
|
Loan Documents Copy Fee
|
$10.00
|
|
Lien Release Replacement Fee
|
$5.00
|
|
Lender Request Payoff
|
$10.00
|
|
Imperfected Lien
|
$25.00/month
|
|
Duplicate Mortgage Satisfaction
|
$25.00
|
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