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Routing #291973687

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Fee Schedule


Harbor Pointe Credit Union Fee Schedule
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Checking Account Fees
Virtual Checking  –  Check clearing fee (after 4/month)$1.00/check
NSF Fee (Item Returned)$30.00/item
Overdraft Fee (Item Cleared)$30.00/item
Paid Uncollected Fee$30.00/item
Overdraft Transfer Fee (manual Transfer)$2.00/transfer
Stop Payment Fee$25.00/request
Standard HPCU Share Draft (check printing)$28.20/box of 80
$22.58/box of 40
Temporary Checks$2.00/4 checks
Draft (check copy)$2.00/each item
Canadian Deposited (check or money order)$10.00/each item
Returned Check Deposit$5.00/item
Foreign Deposited Item Return Fee$15.00/item
Excessive Withdrawal Fee$5.00/withdrawal
(after 6 transfers from savings/month)
Overdraft Line of Credit Access Fee$3.00/each transfer
Inactive Checking Account (after 1 Year)$10.00/month
Other Service Fees
Request to Mail Receipt $1.00
Phone VISA® Payment By Teller $2.00/request
Domestic Wire Transfer $25.00/transfer
Incoming Wire Fee $5.00
International Wire Transfer $75.00transfer
Credit Union Check (cashier’s Check) $5.00/check
Certified Check $7.00/check
VISA® Gift Card $4.00/each
Account Reconciliation $25.00/hour
Statement Copy Fee $5.00/copy
Debit Card Replacement Fee $25.00/card $50 for express delivery
Early Account Closure Fee (within 90 days) $25.00/account
Account Below Minimum Balance $5.00/account
Levy/Garnishment Fee $50.00/occurrence
Return Mail $5.00/piece
Invalid Address Fee $5.00/month

Dormant Account Fee

(3 years no activity & balance below $500)

 $30.00/year (account may be closed if below par)
Bill Pay Fee $4.00/month
Signature Guarantee Stamp $5.00
VISA® Card Replacement Fee $25.00/$50 expedited delivery
Check Cashing (combined balances under $50) 1% of check amount
Coin Counting (combined balances under $50) 1% of coin total
Loan Payment By Debit Card $5.00 per payment
Lien Release Replacement Fee $5.00
Lender Request Payoff $10.00
Unperfected Title $25.00/month
Duplicate Mortgage Satisfaction $25.00
Electronic Services Fees
Bill Pay FeeFree with Virtual Checking   /  $4.00/month with Classic Checking
Mobile Check DepositFree for Personal Accounts   /   $0.50 per check Business Accounts
To Send Money Standard Fee (3 business day)$1.00/transfer
To Send Money Next Business Day$2.00/transfer
To Request Money Standard Delivery$1.00/transfer
E Greeting$0.25
Standard Fee (3 business days)$3.00/transfer
Business Checking Fees
Service Fee$10.00/month
Volume Fee.20 per debit (after 35 debits per month)
Coin Counting1% of coin total
Safe Deposit Box Fees
Annual Rent Size 3×5$25.00
Annual Rent Size 3×10$45.00
Annual Rent Size 5×5$40.00
Annual Rent Size 5×10$60.00
Annual Rent Size 10×10$90.00
Change Locks$50.00/box
Drilling of Box$250.00/box
Safe Deposit Late Payment$10.00

Updated: 04/09//2019