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Routing #291973687
Call Today! 218.722.9242
Routing #291973687
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Finance Your
New or Used Auto

with rates as low as

4.74% APR*

*visit rates page for details

Details

Harbor House Crisis Shelter Tree of Giving 

Donations accepted

now at all 3 locations 

Find Out More

Refer A Friend
Earn $50!

When Your Friend or Relative

Opens a New Savings &

Checking Account*

  • *see terms & conditions in link

Details

Apply For A Credit Union Scholarship

5 traditional and non-traditional
scholarships will be awarded in 2026!

Apply Here

Serving Everyone in St. Louis, Carlton, Lake & Eastern Itasca Counties in MN & Douglas County WI

Become a Member of Harbor Pointe Credit Union
Become a member of Harbor Pointe Credit
Let's get started by finding out if you are eligible.

1

Do you live in Saint Louis County, Carlton County, Lake County or East Itasca County in MN or Douglas County WI?

2

Do you have a family member who is a current member of Harbor Pointe Credit Union?

3

Do you work, worship, or attend school in Duluth, Hermantown, or Proctor?

4

Congratulations! You are eligible for membership at Harbor Pointe Credit Union.

Join Now »

5

You may still be eligible for membership. Please contact a Member Service Representative at 218-722-9242 for further assistance.