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Routing #291973687
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Lobbies at all branches are by appointment only at this time. Drive-thru service is available at our Downtown and Miller Hill locations.
For balance inquiries & account transfers please use Online/Mobile Banking or 24 Hour Audio Teller 722-9242 Opt. 1

   For more information on the status of your IRS stimulus payment, please visit the IRS website. Visit IRS Site Here

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Any Model Year / Any Mileage Same Low Rate! Apply Online Today!

We Serve Everyone in St. Louis, Carlton, Lake, Douglas & Eastern Itasca Counties


Why Choose Harbor Pointe Credit Union?

Become a Member of Harbor Pointe Credit Union
Become a member of Harbor Pointe Credit
Let's get started by finding out if you are eligible.


Do you live or work in Saint Louis County, Carlton County, Lake County,  East Itasca County or Douglas County?


Do you have a family member who is a current member of Harbor Pointe Credit Union?


Do you work, worship, or attend school in Duluth, Hermantown, or Proctor?

Congratulations! You are eligible for membership at Harbor Pointe Credit Union.


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You may still be eligible for membership. Please contact a Member Service Representative at 218-722-9242 for further assistance.