Mobile Menu Button

Routing #291973687

Call Today! 218.722.9242
Routing #291973687
Hours & Locations »
Online Banking
Login Here
Hours & LocationsOnline Banking
Login Here

Refer A Friend
Earn Cash!

Refer a New Member

Receive $50 Cash!

Details Here

4.00% APY* CD Special!
5 or 11-Month Term

$5,000 Minimum Balance

5-Month Term Also Available As IRA Certificate 

Details Here

Consolidate Debt To Our Visa Card and Save!

Low Interest Rates and No Balance Transfer Fee!
See Us Today!  

Details Here

Used & New Autos & Toys
as low as 5.99% APR*
up to 5 Year Term

Details Here

3.00% APY*

On Smart Saver Accounts!

Kids  (ages 0-11 Years)
Now Earn More On Their Savings!
Plus Earn Prizes! Ask Us For Details! 


Details Here

Serving Everyone in St. Louis, Carlton, Lake & Eastern Itasca Counties in MN & Douglas County in WI.

Become a Member of Harbor Pointe Credit Union
Become a member of Harbor Pointe Credit
Let's get started by finding out if you are eligible.


Do you live in Saint Louis County, Carlton County, Lake County,  East Itasca County in MN or Douglas County in WI?


Do you have a family member who is a current member of Harbor Pointe Credit Union?


Do you work, worship, or attend school in Duluth, Hermantown, or Proctor?


Congratulations! You are eligible for membership at Harbor Pointe Credit Union.

Join Now »


You may still be eligible for membership. Please contact a Member Service Representative at 218-722-9242 for further assistance.