Harbor Pointe Credit Union | Serving the Duluth Area Since 1933

218.722.9242

Routing #291973687

Call Today! 218.722.9242

Routing #291973687

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Harbor Pointe Credit Union in Duluth, MN

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Lobbies at all locations are temporarily closed to walk in traffic until February 12, when the city of Duluth’s declaration of emergency is set to end. Drive-up service at Miller Hill & Downtown offices is open normal business hours. Night deposit at all locations is also available. An appointment is needed for all other services by emailing us at hpcu@hpcu.us or
calling 218-722-9242.

For account balances or transfers, please use 24 Hour Teller Service option 1 when calling us, or Online Banking Service.
Thank you

1/2 OFF FIRST YEAR RENTAL

Rent A New Box At Our Downtown Office & Receive Half Off The Rental Fee!

Learn More *RARROW*

Mortgage

APR as low as

2.54%

Auto

APR as low as

2.47%

Share Secured
Loan

APR as low as

1.55%

VISA

APR as low as

9.74%

48 Month
Certificates

APY as high as

0.75%

We Serve Everyone in St. Louis, Carlton, Lake, Douglas & Eastern Itasca Counties

Why Choose Harbor Pointe Credit Union?

Great Rates and Terms on Auto & Toy Loans and Mortgages

Harbor Pointe Credit Union offers some of the lowest loan rates and extended terms in the region, regardless of how much you are financing. Unlike many other financial institutions we do not penalize you with a higher rate for older model year vehicles.

Superior Rewards Loyalty Program

At Harbor Pointe Credit Union we reward our members that use our checking account services! Earn Higher Rates On Share Certificates, Money Market Accounts and IRAs with our Superior Rewards loyalty program.

Safe, Secure, and Easy Application Process

Our online application is simple to complete and we use the highest level of online transaction security available to protect your personal information.

Refer a Relative or Friend and You Both Earn a Cash Reward!

Refer a friend to Harbor Pointe Credit Union and you’ll both earn $25 cash when they open a new checking account with direct deposit or any new loan.
Thanks for helping to spread the word!