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Routing #291973687

Call Today! 218.722.9242
Routing #291973687
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Tree of Giving for Harbor House Crisis Shelter

Supporting Families In Need This Holiday Season 

Details Here

11-Month CD Special!

5.00% APY* 11-Month Term 

Details Here

Add Your Debit Card To Mobile Wallet

Works With Apple Pay, Goggle Pay & Samsung Pay 

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Used & New Autos & Toys
as low as 5.99% APR*
up to 5 Year Term

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Don’t Get Caught In A Financial Scam

Protect Your Account Information From Phone or Text Scammers

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3.00% APY*

On Smart Saver Accounts!

Kids  (ages 0-11 Years)
Now Earn More On Their Savings!
Plus Earn Prizes! Ask Us For Details! 


Details Here

Serving Everyone in St. Louis, Carlton, Lake & Eastern Itasca Counties in MN & Douglas County in WI.

Become a Member of Harbor Pointe Credit Union
Become a member of Harbor Pointe Credit
Let's get started by finding out if you are eligible.


Do you live in Saint Louis County, Carlton County, Lake County,  East Itasca County in MN or Douglas County in WI?


Do you have a family member who is a current member of Harbor Pointe Credit Union?


Do you work, worship, or attend school in Duluth, Hermantown, or Proctor?


Congratulations! You are eligible for membership at Harbor Pointe Credit Union.

Join Now »


You may still be eligible for membership. Please contact a Member Service Representative at 218-722-9242 for further assistance.