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Routing #291973687

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Routing #291973687
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Business Banking

Whatever the size or nature of your business, a Harbor Pointe Business Checking account offers great value and a variety of convenient ways to access and manage your account.

Our Business Banking services are available to sole proprietors, partnerships, corporations and LLCs.


Small Business Checking

Designed for businesses with low activity volume

An account with less than 35 debits per month

No minimum balance required

No monthly service charge

Plus all of the Business Checking Benefits listed below

Business Plus Checking

Designed for businesses with higher activity volume

Transactions of 35 debits or more per month

No minimum balance required
Pays monthly dividend with $1,000 average daily balance
Corporate Credit Line (optional)
Low fee of $10 per month (.20 per debit after 35 debits per month)
Plus all of the Business Checking Benefits listed below

Club Checking

A simple free checking account for any organization or club

An account designed for nonprofit organizations. We recognize the important work nonprofits do in our community and we want to help you keep expenses to a minimum.

No minimum balance required

No monthly service charge

Plus all of the Business Checking Benefits listed below


Benefits included with all three Business checking accounts:
  • Business Debit MasterCard
  • Business Visa® Cards* with low rates, no annual fee and optional ScoreCard Rewards** for travel and more
  • Business check printing including payroll, voucher or business checks on the go
  • Free money bag to transport your deposits safely (extra money bags available for $5.00)
  • Coin counting service at all three locations
  • Night depository for convenient after hours deposits
  • Online Business Banking
    • Free online access to your accounts
    • Free Online Bill Pay Service
    • Free eStatements
    • Mobile Check Deposit
    • Popmoney
    • Free Export to Quicken and Quickbooks
    • Easily Connect to Mint
  • Set your business up to accept customer credit and debit cards, gift card programs and many more services to increase your profits. (A service offered through our partner Higher Standards) A link to Higher Standards Business Solutions website can be found on the right side of this page.

    Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats. 
    Each time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity.  
    If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.  
    Harbor Pointe Credit Union proudly supports all efforts to protect and maintain the security of our customers and our country.
    * Upon credit approval
    ** Active checking account required for ScoreCard Rewards