Routing #291973687

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Routing #291973687
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Misc. Loans

Computer Loans – including home pcs, laptops and equipment.

Musical Instrument Loans – new or used instruments

Share Secured – Use your savings as collateral and receive a low interest rate on your loan. 2 year maximum term

Stock Loans – Borrow against your stocks based on 60% of current Stock Value, variable terms


Type of Loan Duration Rate (APR*)
Ready Reserve Line of Credit ** any 10.00%
Share Secured Loan* 2 years 3% above share rate
Unsecured Loan up to 84 months 9.73% – 17.49%
Musical Instrument Loans ***** up to 36 months 2.00%
Classic Visa® Credit Card  (Rewards Card) 9.25% – 12.99%***
Premier Black Visa® Credit Card 7.74% – 11.74%****


*APR = Annual Percentage Rate

** Use Ready Reserve Line of Credit for Overdraft Protection

*** 9.25%, 10.50%, 12.00% or 12.99% when you open your new Visa® card account, based on credit score.

**** 7.74%, 8.74%, 10.24% or 11.74% when you open your new Visa® card account, based on credit score.

***** $500 minimum purchase. max term of 36 months.  Proceeds of loan made payable to music store only. Payment example: $1,000 loan at 2.00% APR 36 payments of $28.62. $25 documentation fee. Must be 18 or older to apply for loan. See lender for complete details.




Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.