An account designed to help our youth newborn to 12 years learn about the value of saving.

Benefits Include:

• 3.00% interest rate paid on balances up to $2,000 (current Primary Savings rate paid on any balance above $2,000)
• The special dividend rate* exclusive to our Smart Saver members teaches about earning money on savings at the credit union
• A free piggy bank at account opening
• Free coin counting when piggy bank is full
• Free passbook (A passbook is a fun way for child to track how much money is in their savings account)
• Each time child deposits money into savings account they earn a star in passbook. When five stars are collected, child gets to pick out a fun prize from the prize basket!

Harbor Pointe Credit Union promotes fun ways to teach saving with special, fun promotions for our Smart Saver members.

Give your child a gift that will last them a lifetime, a new savings account at Harbor Pointe Credit Union.

A $5.00 minimum deposit and the child’s social security number is all it takes to start a Smart Saver Account. Youth accounts can be opened at any of our 3 offices.

All we need is child’s social security number and a parent, grandparent or guardian joint on the account.

$5.00 minimum balance required to earn dividend. Any balance over $2,000 will earn the current Primary Savings rate posted, visit our Savings Rates page for current rate.