Mobile Menu Button

Routing #291973687

Call Today! 218.722.9242
Routing #291973687
Hours & Locations »
Online Banking
Login Here
Hours & LocationsOnline Banking
Login Here

Savings Account Rates

Type of AccountYield APY 1
Classic Checking0.00%
Primary Savings0.05%
Smart Saver (ages 0 – 11)     (up to $2,000.00, any balance above $2000.00 earns Primary Savings Rate) 21.00%
Christmas Club Savings0.25%
Dream Savings0.05%
Health Savings0.10%
Summer Savings0.05%


Money Market & IRA Rates 4
APY 1Superior Rewards 3 APY
2,500 – 49,999.99.05%.10%
50,000 – 99.999.99.10%.15%
100,000 – 249.999.99.15%.20%
 250,000 and up.20%.25%

1 APY = Annual Percentage Yield, For variable rate accounts, the rate may change after account is opened.

2 $5.00 minimum balance required to earn dividend

3 Superior Rewards requires a checking account with 10 debits or more per month OR checking account with 5 debits per month and a direct deposit of $300 or more each month to the account.

4 IRAs below $2,500 receive .05% APY or .10% APY if qualifying for Superior Rewards.

The Annual Percentage Yield is accurate as of October 23rd, 2021 and is subject to change.

* Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.