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Routing #291973687
Call Today! 218.722.9242
Routing #291973687
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Home Equity Line of Credit

A Harbor Pointe Credit Union Home Equity Line of Credit (HELOC) allows you to borrow funds on an as-needed basis against the equity you already have in your home. A HELOC can be used for major home remoding projects, automobile purchase, college tuition, debt consolidation and more.

Save now with No Closing Costs1 for a limited time!

Benefits include:

Up to 100% Loan to Value

Ongoing Access to Funds

Flexible fund withdrawal with this convenient revolving line of credit. Transfer funds from this loan to your checking or savings account whenever you need it. As you pay the loan back the funds become available to borrow again for future needs.

Competitive Rate

Low rate margins. At Harbor Pointe Credit Union we strive to stay competitive with all of our loan rates. Save more money when you finance with us. Interest only accrues on balance drawn.

Flexible Payment Options

Payment options can be set up bi-weekly or monthly to fit your personal budget.

Easy Terms

Terms up to 15 years, (5-year draw, 10-year repayment)

Save on Fees, Closing Costs and Taxes

There are no application fees to open your new HELOC. Interest paid on a HELOC may be tax deductible (consult with tax professional).


Use the equity in your home for:

  • Home Improvements
  • College Tuition
  • New or Used Auto
  • Vacation
  • Emergency Money
  • Consolidate and pay off Credit Card debt
  • and More!

Call a Harbor Pointe Credit Union lender to open your Home Equity Line of Credit today! 218-722-9242


1 Active checking account required for no closing cost promotion. Maximum $500 waived in closing costs. Harbor Pointe Credit Union reserves the right to end no closing cost promotion at any time.