Auto & RV Loans
Auto Loans (Any model year, any mileage, same low rate)
| Duration | Rate (APR*) |
| 3 years | As low as 5.69%1 |
| 4 years | As low as 5.69%1 |
| 5 years | As low as 5.69%1 |
| 6 years | As low as 6.89% |
| 7 years | As low as 7.39% |
New Autos – subtract .20% from the above rates (** .20% discount does not apply to any promotional rates offered. See lender for complete details)
RV Loans (Motorcycles, ATV’s, Snowmobiles, Boats/Motors/Trailers, Motor Homes & Camping Trailers2)
| Duration | Rate (APR*) |
| 3 years | As low as 5.69%1 |
| 4 years | As low as 5.69%1 |
| 5 years | As low as 5.69%1 |
| 6 years | As low as 6.89% |
| 7 years | As low as 7.39% |
Other Loans
| Type of Loan | Duration | Rate (APR*) |
| Musical Instrument Loans3 | up to 36 months | 2.00% |
| Ready Reserve Line of Credit4 Learn more | any | 10.00% |
| Share Secured Loan5 Learn more | up to 24 months | 1.50% above share rate |
| Unsecured Loan | up to 60 months | 11.48% – 17.98% |
*APR = Annual Percentage Rate.
1 Posted rate based on credit score of 700 or higher and an active HPCU checking account (Superior Rewards). Other rates and terms available based on current credit score. Payment example: $10,000 at 5.69% interest rate for 60 months, APR 6.105%, 60 payments of $193.82 and finance charge of $1,629.02. No internal refinance of current Harbor Pointe Credit Union loans qualify for this rate. Loan documentation fee of $100 applies to all consumer loans and is included in the APR calculation. No other discounts can be applied to this special rate. Credit Union reserves right to end promotion at any time. See lender for complete details.
2 Longer amortizations available, up to 20 years. Inquire with loan officer.
3$500 minimum purchase. max term of 36 months. Proceeds of loan made payable to music store only. Payment example: $1,000 loan at 8.372% APR, 36 payments of $31.51.
$100 documentation fee included in APR. Must be 18 or older to apply for loan. See lender for complete details.
4 Use Ready Reserve Line of Credit for Overdraft Protection
5 Term is fixed for 24 months
Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.
