Primary Savings

A savings account with $5.00 initial deposit is all that is needed to become a Harbor Pointe member. Upon opening a savings account you will have access to our full range of services including certificates, checking accounts and our full line of loan products, and once you become a member your entire family becomes eligible to join Harbor Pointe too.  If you live in So. St. Louis, Carlton or Douglas County or Two Harbors you are eligible for credit union membership.

Benefits Include:

Primary Savings Account (Membership Account)

• A Membership Account allows you access to all other Harbor Pointe services
• Dividends earned on average daily balance and paid quarterly
• Once a member always a member! You do not have to close account if you move out of the area.
• No Fee
• Funds are insured up to $250,000 by the National Credit Union Administration (NCUA)