Youth, Teen & Young Adult Accounts
$mart $aver Account (age 0 – 11)
An account designed to help our youth (ages 0 – 11) learn about the value of saving.
A $5.00 minimum deposit and child’s social security number is all it takes to start a $mart $aver Account. Details
Teen Account (age 12 – 17)
Our teen account is designed with busy students in mind. First job and looking for an account for direct deposit? We offer free no minimum balance checking, debit card and online account access to free online eStatements this account is designed for access anytime, anywhere. Details
Young Adult Accounts (age 18 – 24)
Managing your independence starts with help from Harbor Pointe Credit Union. This is an exciting time in your life, with your whole future before you. As the next few years will determine the financial course of your life, you’ll want to manage your finances wisely to make your money go further and secure your future. Details
UTMA Custodial Accounts
UTMA (Uniform Transfer to Minor’s Act) accounts are nothing more than a custodial account, which is used to hold and protect assets for minors until they reach the age of majority in their state. The funds are held for the benefit of the minor for such things as college tuition.