Savings & Checking

Be sure to take advantage of our many Savings accounts. There’s one tailored for every member of your family! (Click on the link to see more information about any service.)

The most comforting part about savings accounts at Harbor Pointe Credit Union is the element of safety. Your accounts are federally insured by the National Credit Union Administration, NCUA an agency of the Federal Government, for up to $250,000.

Primary Saving Account: This is your membership account at Harbor Pointe Credit Union. A $5.00 deposit in savings is all that is needed to open a new account.
Classic Checking Account: A free checking account with no minimum balance required and no monthly fee.
Virtual Checking Account: A free checking account with no minimum balance, no monthly fee and free online bill pay included.
$mart $aver Account For our young members up to 11 years of age.
Teen and Young Adult: Accounts: 12 – 24 years of age.
Merit Account: Earn higher dividends on higher balance savings.
Christmas Club Account: Save for the holidays.
Dream Account: Set aside money for any dream you may have.
IRA Account: Individual Retirement Accounts are a safe way to supplement your retirement.
Certificate Builder: Find out how to build Share Certificates the easy way.
Coverdell Education Savings Account
Health Savings Account(HSA)