Certificate Special

 4.00% APY*
5 or 11-Month Certificate

 $5,000 minimum balance1

5-Month certificates also available as an IRA CD

*APY = Annual Percentage Yield.

1 $5,000 minimum balance required for the stated APY. $250,000 max. deposit. Dividend pays at maturity. 5-month certificate will renew into a 6-month term at current rate automatically if not withdrawn within the 7 day grace period. A penalty of 90 days loss of interest will or may be imposed for early withdrawal of 5-month certificate. 11-month certificate will renew into a 12-month term at current rate automatically if not withdrawn within the 7 day grace period. A penalty of 180 days loss of interest will or may be imposed for early withdrawal of 11-month certificate. Superior Rewards incentives excluded from this offer. Membership eligibility required.  Harbor Pointe Credit Union reserves the right to modify or terminate certificate special without notice at credit union’s discretion.