Credit Cards
Discover the credit card that fits your lifestyle and financial goals at Harbor Pointe Credit Union. Whether you’re looking for everyday rewards, low rates, or tools to help build your credit, our range of credit card options offers competitive benefits and transparent terms you can trust. With great perks, flexible features, and personalized support from our member-focused team, managing your spending and maximizing value has never been easier. Explore our credit card choices and find the card that works for you.
Visa Card Rates
Visa® Paperless Statements
Go Paperless with Electronic Visa® Statements!
Receive your monthly Harbor Pointe Credit Union Visa® statement electronically each month, no more confidential paper sitting in your mailbox.
To sign up for electronic VISA® statements:
- From the Harbor Pointe Credit Union homepage
- Click on Visa® ONLINE (this will take you to eZcardinfo.com)
- If not already enrolled in eZcard click on “Enroll Now”
- Once enrolled log in and select “Statements”
- Next select “Statement Delivery Options”
- Next select on “Electronic”
- Next select “Start Verification”
- Open “Verification PDF”
- Enter Verification Code from PDF
- Select “Agree and Verify”
Click here to go to eZcard to sign up.
Pay your Harbor Pointe Credit Union VISA® payment online!
Now that you are signed up for eZcardinfo you are able to log in to this convenient VISA® ONLINE site anytime to view your VISA® balance, review transactions, look at statements and make your monthly Harbor Pointe Credit Union VISA® payment from a checking account you choose.
No need to mail your VISA® payment in anymore, pay it safely online on a day you choose. Safe, Fast, reliable and a time saver. Give it a try. If you have questions call 218-733-8009 for assistance.
Visa Score Card Rewards
Score Card Rewards come with every Harbor Pointe Credit Union Visa® Classic Card*!
- Watch your Score Card points add up fast when you use your Harbor Pointe Credit Union VISA® Classic card for every day purchases!
- Earn one Score Card point for each dollar you charge on your Harbor Pointe Classic Credit Union Visa® card.
- Score Card points can be redeemed for travel, hotel stays, car rentals, gift cards, quality merchandise.
- Score Card points never expire.
- There is no annual fee to carry a Harbor Pointe Credit Union Visa® card.
MORE NEW WAYS TO USE YOUR SCORE CARD POINTS!
- Pay with points at Walgreens, CVS and Dollar General Stores nationwide.
- Fuel Discount Awards – Redeem points at participating gas pumps for fuel discount.
- Redeem2Erase – Use your reward points to erase recent merchant transactions! Simply pick a date, pick a transaction, and redeem your points to receive your credit transaction.
- DailyWins – Use your reward points to enter daily sweepstakes for chances to win big prizes.
- Digital Awards – Use your reward points to download your favorite music.
- Give to Charity – Use your points to give to local charity organizations.
To find out more simply enroll in ScoreCard and start enjoying your reward benefits today!
For easy access to the ScoreCard website and to track your points simply log into Visa Online. Besides having convenient access to all of your Visa account information, you will see how many points you have along with a quick link to ScoreCard for easy redemption of your points for airline travel, hotels, car rentals merchandise and gift cards.
*Classic Visa with ScoreCard Rewards requires an active checking account