Share Secured

Share Secured Loans Allow you to

• Borrow against your own savings and enjoy one of the lowest loan rates available!
• Current Rate: 1.50% above the share rate
• That means rates as low as 1.55%

Why Choose a Share Secured Loan?

• The lowest-cost loan HPCU offers – and everyone is approved!
• You pick your payment as long as it covers the interest due.
• Loan is fully secured by funds in your savings account.
• Borrow without depleting your savings balance.
• Perfect for rebuilding credit – no credit check required, but payments are reported to help establish a positive trade line.
• No income verification – ideal for new self-employed members.

Call an HPCU Loan Officer today to explore your options!