Certificates
Harbor Pointe Credit Union offers two types of certificates: Share Certificates and IRA Certificates.
Share Certificates
When you have extra cash you would like to set aside for several months or even a few years, you can benefit from Harbor Pointe Credit Union’s share certificates.
IRA Certificates
Individual Retirement Accounts (IRAs) provide a safe and easy way for you to personally save for your retirement.
Certificate Rates
Certificate Special
4.00% APY*
5-Month Certificate
$2,500 minimum balance
- also available as an IRA CD
* APY = Annual Percentage Yield. $2,500 minimum balance required for the stated APY. $250,000 max deposit per member per certificate special. Dividend pays at maturity. 5-month certificate will renew into a 6-month term at the current rate automatically if not withdrawn within the 7-day grace period. A penalty of 90 days loss of interest may be imposed for early withdrawal. Superior Rewards incentives excluded. Membership eligibility required. Harbor Pointe Credit Union reserves the right to modify or terminate the certificate special without notice.