WELCOME TO HARBOR POINTE CREDIT UNION

Proudly serving our communities since 1933 — strong, local, and built just for you.

We’re honored that you’re considering Harbor Pointe Credit Union as your full-service financial partner. Founded in 1933 as Duluth Teachers Credit Union, our roots began with serving ISD709 educators and their families. Since then, we’ve grown to serve a wider region while staying true to our commitment to community and personalized service.

Our Evolution

As financial needs and technologies have changed, so have we. From modern mobile banking and online tools to expanded lending services, we’ve evolved to meet the expectations of today’s members. In 2017, we officially became Harbor Pointe Credit Union — a name that reflects our broader community reach across:

• St. Louis, Carlton, Lake, and Eastern Itasca Counties in Minnesota
• Douglas County in Wisconsin

What We Offer

From free checking and savings accounts to consumer loans, mortgages, business lending, and investment solutions, Harbor Pointe Credit Union is here to help you reach your financial goals.

Enjoy access to:

• Three full-service branch locations
• 24/7 Online & Mobile Banking
• Mobile check deposit & digital wallet services
• Friendly, local mortgage experts
• Some of the most competitive loan rates in the region

It takes just $5 to open a savings account and become a member. From there, you’ll have access to our entire suite of services — including no-minimum checking accounts, affordable loan options, and expert support every step of the way.

Have questions?
📞 Call us:218-722-9242
📧 Email:hpcu@hpcu.us

Our Mission

The Harbor Pointe Credit Union is dedicated to meeting the borrowing, saving, and investment needs of its members by providing the financial services desired.

Our Vision

The Harbor Pointe Credit Union envisions a future in which proactive responses to rapid changes in technology and the economy will spur the growth of its membership and assets while carefully maintaining fiscally responsible management. With the continuous upgrade of delivery sites and systems, the Harbor Pointe Credit Union will not be limited by time or place. Through promotion and competitive appeal, along with the quality of services, the Harbor Pointe Credit Union will be recognized as a leader in the delivery of comprehensive banking services that meet the needs of its membership.

⭐ 5-Star Superior Rating