Q&A
Click on a question below to see the answer to our most commonly asked questions:
Q: Who can become a member of the credit union?
A: Anyone living or working in South St. Louis County, Carlton County, Douglas County or Two Harbors can join Harbor Pointe Credit Union. Any relative of a Harbor Pointe Credit Union member can join as well.
Q: What is a credit union?
A: A credit union is a member owned, not-for-profit cooperative used to provide savings and loan products to a group of people within that credit unions field of membership. Harbor Pointe Credit Union field of membership includes anyone living or working in South St. Loius County, Carlton County, Douglas County or Two Harbors.
Q: Can my relative join the credit union?
A: Yes, if you are a Harbor Pointe Credit Union member your relatives are eligible to join.
Q: Who owns a credit union?
A: The credit union is member owned. As a member you are part owner in the credit union. The credit union is overseen by a volunteer Board of Directors made up of credit union members.
Q: Does the credit union have notary service? Is there a charge?
A: Yes all offices have a notary. There is no charge for this service.