Q&A
Click on a question below to see the answer to our most commonly asked questions:
Q: Do you offer ARMs or Adjustable Rate Mortgages?
A: Yes, contact a mortgage loan specialist at 218-722-9242 for rates and terms.
Q: Do you offer credit life insurance on first mortgages?
A: No.
Q: How long would it take to get a First Mortgage loan?
A: Typically turn around of mortgage products is 30-60 days. Market changes and product type can have an effect on your time frame. Please call one of our mortgage specialists at 218-722-9242 for more information on in-house and secondary market mortgages we offer.
Q: How can I apply for a first mortgage loan?
A: In person, by picking up an application package at any Harbor Pointe Credit Union office. Or call one of our mortgage specialists at 218-722-9242.
Q: What is an Estimated Settlement (or Closing) Statement?
A: This would be unique to your request. A good faith estimate will answer this question at the time of application. Please contact one of our mortgage specialists at 218-722-9242 for more information.