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Auto Loans

Harbor Pointe Credit Union offers auto loans to fit everyone’s needs, from a teen’s first car to that vintage classic car you have always dreamed about. We can help put you behind the wheel.

Any Model Year  (New Autos/Collateral purchases receive an additional .20% off rates below)

Duration Rate (APR*)
3 years As low as 2.69%*
4 years As low as 3.49%
5 years As low as 3.49%
6 years As low as 4.19%
7 years As low as 4.69%

*APR = Annual Percentage Rate.  Posted rates based on credit score of  700 or higher, other rates and terms available based on current credit score. Rates good on new or used autos, snowmobiles, boats, RVs, SUVs and motorcycles or refinances from other financial institutions. Payment example: $10,000 at 2.69% interest rate for 36 months, APR 3.018% 36 payments of $290.89, finance charge $472.04. No internal refinance of current Harbor Pointe Credit Union loans qualify for these rates. Loan documentation fee of $50 applies to all consumer loans and is included in the APR calculation. See lender for complete details.

The posted auto loan rates reflect a .50% discount for having an active Harbor Pointe Credit Union checking account and set up of internal automatic payment transfer from checking.

 

Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.